Commercial Truck Insurance For New Drivers

Commercial Truck Insurance For New Drivers
Commercial Truck Insurance For New Drivers

New York Truck Accident Facts by Personal Injury Lawyer

Truck accidents such as those involving 18 wheeler tractor trailers turn out as fatal accidents on the roads. An average loaded commercial truck can weigh from 55,000 to 80,000 pounds whereas an automobile weighs around 3,000 pounds.
The huge size of trucks combined with driver inattention, fatigue, work pressure, longer working hours lead to accidents.

Following are some of the causes of truck accidents:-

- Lack of Truck Driving Training

- Overloaded and Oversized Trucks

- Oversized Trucks

- Faulty brakes of the trucks

- Poor driving conditions due to smoke, fog, snow, or rain

- Lack of experience on the part of Truck driver

- Fatigued, sleepy or over worked driver driving too long and too many hours without rest;

- Driving over the speeding limit

- Running off the road

- Aggressive driving

- Driving under influence of drugs or alcohol

- Driving the truck in bad weather conditions

- Reckless truck driving

- Faulty safety systems, reflectors, lights and other warning devices

Trucking accident cases are substantially different from other types of auto accidents such as car accidents. Tractor trailers generally have big insurance policies which goes up to million dollars or more. Further, truck accidents result in serious injuries as compared to accidents by cars, or motorcycles. Even if an accident victim survives a truck accident, then chances are that he may have to live with a serious physical disability throughout his life.

Most of the fatalities and injuries involve the passengers of vehicles while the truck drivers escape truck-vehicle collisions with little or no personal injury. A truck accident endangers lives of other small vehicles when truck or tractor-trailer operators fail to follow legal driving norms.

Due to serious nature of truck accidents, it can make things complicated for the victim. It can make medical issues more complicated and victims have to spend considerable amount of time undergoing surgeries and operations.

If you are involved in a truck accident within New York City then you must speak with a New York truck accident attorney who will help you receive justice and compensation for your injuries.

About the Author

New York Accident Injury Lawyer representing victims of personal injury, truck accident injuries and medical malpractice/negligence within New York City. Contact us at 1-866-ATTY-LAW for a free legal consultation anytime.

We just hired a driver, not adding to our 18 wheeler truck’s insurance yet, and he got into an accident?

would our commercial truck insurance cover him? If not, could anyone provide any wisdoms on this issue?

Most policies have an uninsured driver clause. You have to read your policy. Because he was under your hire when the accident occured, the company is responsible – with or without insurance. If insurance does not cover it, then you will have to pay for your mistake (letting him drive uninsured) – probably a lot of $$ out of pocket.

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